Lending in Utah, Colorado and California
Are you looking for professional financial services? I find the professional and uncomplicated solution that suits your concerns. I use the latest in technology and I am still able to keep my personal touch when I work with my clients. UT Lic# 5493357, CO Lic# 100051743 LIC # CA-DBO240452
Faster Loan Process. No Surprises.
Clark Harvey a mortgage broker. I work for an 'Equal Housing Lender'. I am able to ensure an accurate and faster closing process because each step occurs in-house – processing. And, because I control the entire process, there are no surprises at closing.
Experience the Future of Mortgage Lending
I don’t simply offer some of the most competitive rates in the mortgage industry, I empower borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan, like 24/7 a secure online application.
I am an Industry Leader
I own and operate 1st Rate Mortgage who works with lenders who have direct endorsement authority from Fannie Mae Freddie Mac and FHA, offering a wide range of lending programs to meet every borrower’s needs.
My clients are not just another transaction. I strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with me. In fact, a high percentage of my business comes from customer referrals.
While I use the power of technology and the Internet to benefit clients like you, I am not a faceless web-based mortgage guy. Each transaction I am dedicated that I will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert.
Let’s Get Started!!!
I have been a loan officer since January 1998. I have developed a wealth of knowledge of loan programs to fit each of my clients needs. Realtors know that when I pre-approve a client they know they will close. My determination and follow through is what sets me apart from my competitors.
My success comes as no surprise to those who know me well. Going the extra mile is standard for me: I have made reliability my promise and integrity my trademark. My commitment to putting the interests of my clients at the forefront of every transaction has earned me a loyal base of customer support as well as a strong foundation of referral business within the real estate and financial services communities.
I credit my success to the fact that me and my staff are of the best professionals in our industry. We have developed a system of teamwork based on honesty, accessibility, attention to detail and extensive knowledge of every facet of the mortage loan process. My clients know that me and my team will tailor a loan program to meet their specific needs in the most efficient and expedient manner possible. With more than 3 decades (that's over 30 years) of lending experience between us, me and my staff are committed to making each client a "Raving Fan."
I served as the 2008-2009 President of the Utah Association of Mortgage Brokers (UAMB) for the Salt Lake Chapter. I served on the State board for the Utah Association of Mortgage Brokers (UAMB) as the education chair from 2009-2010. I volunteer my time to serve the mortgage industry to make it a better industry for all. I have also served as an affiliate member of the Salt Lake Board of Realtors in which I served on the RPAC and the Technology committees. I have served as the state delegate in my precinct 2004-2007 and again 2009-2013. I have six wonderful children and two grandsons and two granddaughters.
1st Rate Mortgage
3478 Chambery Ln
Riverton, UT 84065
PO BOX 1308
DRAPER, UT 84020
Or you can reach us at
3690 E. Fort Union Blvd
Cottonwood Heights, UT 84121
NMLS # 1525772 branch
You can also use our contact form.