Clark Harvey-The Utah Mortgage Guy 801-557-8540
Clark Harvey-The Utah Mortgage Guy801-557-8540

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Credit_ Appraisal Authorization.pdf
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INFORMATION NEEDED FOR

   LOAN APPLICATION

 

Time is of the essence



I know this seems like a lot of information to send just for a pre-approval, however, the more I have the better and  stronger the pre-approval.  Please email Clark@ClarkHarvey.com or fax 801-757-8785

 



*   Copy of most recent pay stubs with YTD income, covering a 30-day period.

 

*   Copy of W-2’s and 1099's for all jobs worked during the past two years.

 

*   Copies of the past two years tax returns, federal returns only. 
Must be a complete set and include all schedules. If you own 25% or more of a company, I need your business returns, all pages, including k-1 if applicable and YTD P&L.

 

*  Copy of most recent 2 months bank statements for all checking/savings accounts, must have name, account # and date. Also
provide 2 months statements for evidence of any retirement income (401K, IRA, Etc.). (Include all pages on any statements provided, for example 1 of 4, I need all 4 pages). Please source any large deposits.

 

*   Current copies of photo I.D. i.e. Driver’s license

 

*   Copy of Social security card, if FHA/VA loan

 

*   If rental property(s) are owned, all information on the mortgages(s), copies of current leases and two years tax returns.

 

*   Copy of divorce decree (all pages) if applicable.

 

*  Copy of Bankruptcy (all pages) if discharged 7 year or less.

 

*   If you are currently renting, provide name, address and phone number of your landlord.

 

*  If you are receiving a gift for down payment and/or closing costs, provide name, address and phone number of giftor and proof of funds from giftor.

 

*  Home owner (Fire) Insurance information; company name, agent’s name and phone number.

 

*  If this is a purchase please provide a copy of the cleared earnest money check after it goes through the bank, we need front and back of check.

 

*  Copy of HUD settlement statement if you sold your home in the last 90 days.

 

*  If this is refinance please provide a copy of your mortgage statement(s)

 

*  If you are a veteran, a copy of your DD214 will be required if you are discharged, or we will need the contacting information for your commanding officer if you are still active.

 

 

 

 

 

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

Appraisal cost varies by loan type and home size.

 

QUESTIONS CALL CLARK HARVEY 801-562-9100 PH

801-757-8785 FAX

EMAIL: Clark@ClarkHarvey.com

 

 

 

 

 

 

 

STEPS TO A SUCCESSFUL CLOSING
Please download, review and sign this important document to help this be a smooth and successful closing.
STEPS TO A SUCCESSFUL CLOSING.pdf
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FOLLOW ME ON

 

1st Rate Mortgage

14185 Orgill Band Rd

Draper, UT 84020

 

MAILING ADDRESS:

PO BOX 1308 

DRAPER, UT 84020

 

Or you can reach us at

(801) 562-9100

NMLS# 1172332

 

Branch Location

3690 E. Fort Union Blvd

Suite 102

Cottonwood Heights, UT 84121

Ph: 385-355-3335

NMLS # 1525772 branch

 

Clark@ClarkHarvey.com

 

You can also use our contact form

MLO# 240452

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