Clark Harvey-The BBQ Mortgage Guy 801-557-8540 NMLS 1172332
Clark Harvey-The BBQ Mortgage Guy801-557-8540                NMLS 1172332

NHF Sapphire Grant

This program allows a grant of 3% or 4.5% and can be used for down payment and closing costs.  The Program is designed to increase homeownership opportunities for low-to-moderate income individuals




30-year fixed term with full amortization: 

FHA: 203(b); 203(b)(2); 203(h); 234(c); in accordance with FHA guidelines. Temporary buy-downs permitted, per limits and rules. 
VA: in accordance with VA guidelines under 1810 and 181A. Temporary buy-downs permitted, per limits and rules. 
USDA-RHS: in accordance with USDA guidelines. 2-1 or 1-1 Temporary buy-downs permitted, per limits and rules. 
Borrower must meet the following requirements: 
• Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed. 
• Qualifying income cannot exceed NHF income limits for the county in which the property is located: 115% Area Median Income (AMI). Refer to 
• Minimum Credit Score of 620. 
• Meet all required FHA, VA, USDA-RHS underwriting criteria. 



1st Rate Mortgage

3478 Chambery Ln

Riverton, UT 84065



PO BOX 1308 

DRAPER, UT 84020


Or you can reach us at

(801) 562-9100

NMLS# 1172332


Branch Location

3690 E. Fort Union Blvd

Suite 102

Cottonwood Heights, UT 84121

Ph: 385-355-3335

NMLS # 1525772 branch


You can also use our contact form

MLO# 240452

Print Print | Sitemap Recommend this page Recommend this page
© 2019 All rights reserved Harbur Holdings LLC DBA 1st Rate Mortgage