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NHF Sapphire Grant


This program allows a grant of 3% or 4.5% and can be used for down payment and closing costs.  The NHF Sapphire Grant Program is designed to increase home ownership opportunities for low-to-moderate income individuals.

30-year Fixed Term with Full Amortization


  • FHA: 203(b); 203(b)(2); 203(h); 234(c); in accordance with FHA guidelines. Temporary buy-downs permitted, per limits and rules.
  • VA: in accordance with VA guidelines under 1810 and 181A. Temporary buy-downs permitted, per limits and rules.
  • USDA-RHS: in accordance with USDA guidelines. 2-1 or 1-1 Temporary buy-downs permitted, per limits and rules.
 

Borrower Must Meet The Following Requirements


  • Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed.
  • Qualifying income cannot exceed NHF income limits for the county in which the property is located: 115% Area Median Income (AMI). Refer to www.nhfloan.org.
  • Minimum Credit Score of 620.
  • Meet all required FHA, VA, USDA-RHS underwriting criteria.

Phone

801-562-9100

Address

3478 W Chambery LN
Riverton, UT 84065

Email

Clark@ClarkHarvey.com

Fax

801-757-8785

UT LIC# 5493357  |  CO LIC# 100051743  |  CA LIC # CA-DBO240452  |  WY LIC # 7448  |  ID LIC # MLO-2080240452
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