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1st Rate Mortgage

Clark Harvey
The BBQ Mortgage Guy


NMLS 240452

Lending in Utah, Colorado, California, Wyoming, and Idaho

Are you looking for professional financial services? I find the professional and uncomplicated solution that suits your concerns. I use the latest in technology and I am still able to keep my personal touch when I work with my clients.

An Industry Leader

I own and operate 1st Rate Mortgage which works with lenders who have direct endorsement authority from Fannie Mae Freddie Mac and FHA, offering a wide range of lending programs to meet every borrower’s needs.

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Apply For A Loan

four steps to apply today

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Loan Programs

tailored to suit your situation

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City Grants

find out if funds are available

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Relationship Lending

My clients are not just another transaction. I strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with me. In fact, a high percentage of my business comes from customer referrals. While I use the power of technology and the Internet to benefit clients like you, I am not a faceless web-based mortgage guy. Each transaction I am dedicated that I will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert. Let’s Get Started!!!

Faster Loan Process.
No Surprises.

I work for an Equal Housing Lender. I am able to ensure an accurate and faster closing process because each step occurs in-house. Because I control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Lending

I empower borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan, like a 24/7 secure online application.




3478 W Chambery LN
Riverton, UT 84065




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UT LIC# 5493357  |  CO LIC# 100051743  |  CA LIC # CA-DBO240452  |  WY LIC # 7448  |  ID LIC # MLO-2080240452
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