1st Rate Mortgage, Clark Harvey: Lending in Utah, Colorado, California, Wyoming, and Idaho
Skip Navigation Website Accessibility
1st Rate Mortgage

Clark Harvey
The BBQ Mortgage Guy


NMLS 240452

Lending in Utah, Colorado, California, Wyoming, and Idaho

Are you looking for professional financial services? I find the professional and uncomplicated solution that suits your concerns. I use the latest in technology and I am still able to keep my personal touch when I work with my clients.

An Industry Leader

I own and operate 1st Rate Mortgage which works with lenders who have direct endorsement authority from Fannie Mae Freddie Mac and FHA, offering a wide range of lending programs to meet every borrower’s needs.

signing documents

Apply For A Loan

four steps to apply today

Learn More

Loan Programs

tailored to suit your situation

Learn More
writing in a notebook

City Grants

find out if funds are available

Learn More

Relationship Lending

My clients are not just another transaction. I strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with me. In fact, a high percentage of my business comes from customer referrals. While I use the power of technology and the Internet to benefit clients like you, I am not a faceless web-based mortgage guy. Each transaction I am dedicated that I will be in touch with you throughout the loan process. So you are assured of getting a premier level of service from an industry expert. Let’s Get Started!!!

Faster Loan Process.
No Surprises.

I work for an Equal Housing Lender. I am able to ensure an accurate and faster closing process because each step occurs in-house. Because I control the entire process, there are no surprises at closing.

Experience the Future of Mortgage Lending

I empower borrowers with leading technology for a hassle-free experience. Most importantly, each feature is backed by around the clock attention to your loan, like a 24/7 secure online application.




1530 E Scenic Sunrise Dr
Washington, UT 84780





Company NMLS


Welcome to NMLS Consumer Access


UT LIC# 5493357  |  CO LIC# 100051743  |  CA LIC # CA-DBO240452  |  WY LIC # 7448  |  ID LIC # MLO-2080240452
We are committed to making our website ADA compliant. Read our accessibility statement.